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This journal is designed to help you become aware of your coffee spending habits and inspire you to save money by reducing or redirecting your coffee expenses.
By diligently tracking your daily coffee expenses and other frivolous spending, you'll be able to visualize the potential savings and create a plan to reach your financial goals.
Begin by filling out the following pages for each day of the month. Each page allows you to track your coffee spending and other frivolous expenses daily.
At the end of each day, calculate your total coffee spending and other frivolous expenses. Check your mood and jot down relevant notes.
At the end of end month, calculate your total coffee spending and other frivolous expenses.
Reflect on your spending habits, and consider how much you could save if you cut back on coffee or redirected that money towards your savings.
Set specific financial goals for yourself based on the potential savings. For example, you may decide to save a certain amount each month or allocate the saved money towards a specific purpose.
Let's get started.
Wishing you a cup of good coffee, a budget that keeps getting better, and dreams that soar to the very best heights.
Nicole Pacini is a lifestyle brand that edifies, teaches and celebrates women through art and home goods, well-being, self-development conversations and thought leadership. Her mission is to inspire and empower everyday women to live authentically in their purpose, without barriers.